A VA loan is a government mortgage backed by the Department of Veterans Affairs and is a valuable tool for veterans and military members to obtain low cost financing. The VA makes guarantees to lenders who provide VA Loans and because of this backing lenders are able to offer flexible options with less stringent criteria, even if your credit isn't perfect. VA Loans offer many advantages over conventional loans including:
Finance up to 100% of the value of the home. No down payment required on a purchase.
Unlike FHA and conventional loans, VA Loans do not require private mortgage insurance.
VA Loans offer some of the lowest rates on the market. Often up to 1% lower than conventional loans.
VA Loans offer relaxed credit requirements. Qualify even with less than perfect credit.
Terms for all of life's needs. 30 year fixed, ARM's, cash out refis, jumbo loans, and more.
Unlike online lenders, we offer personalized service to build clients for life.