An FHA loan is a popular mortgage option for many homebuyers. FHA Loans are backed by the Federal Housing Administration and are well known for their affordability and low down payments. Even if you have less than perfect credit you can still qualify to purchase a home, and they are often considered one of the easiest mortgage loans to get approved for. FHA Loans offer many advantages over conventional loans including:
Low Credit Scores
Unlike traditional loans, even credit scores below 580 can qualify for an FHA loan.
Low Down Payments
One of the biggest benefits is that you only need to put down a 3.5% down payment.
First Time Homebuyers
FHA loans are largely popular with first time home buyers because of the lenient qualifying standards.
Roll In Closing Costs
FHA loans are an affordable option because all closing costs can be rolled into the loan.
Flexible Programs
Terms for all of life's needs. 30 year fixed, ARM's, cash out refis, jumbo loans, and more.
Personal Service
Unlike online lenders, we offer personalized service to build clients for life.
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